Personal Insurance in Pulaski County, KY — Protecting What Matters Most Across Kentucky
Your life, your home, your family — they all deserve protection you can trust. Whether you live in Somerset, elsewhere in Pulaski County, or anywhere across Kentucky, Stewart & Tucker Insurance provides personal insurance that meets your needs today and adapts as life changes.
As an independent insurance agency, we compare rates from top carriers to help you find affordable, reliable protection for your home, car, belongings, lifestyle, and future. With 25+ years of serving Kentucky families, we make insurance simple, personal, and stress-free.
At CF Alliance Insurance Services, we help you protect the people, property, and milestones that matter most. Whether you're insuring your car, your home, or your future, our team offers personalized guidance and coverage built around your life — not a one-size-fits-all plan. From renters to homeowners, drivers to pet lovers, we make insurance simple, accessible, and personal.
Personal Insurance Services We Offer
Explore our full lineup of personal insurance solutions — each tailored for Kentucky families, homeowners, and individuals with different needs, budgets, and lifestyles.
Life Insurance
Simple, affordable life insurance options to protect your family’s financial future.
Auto Insurance
Coverage for commuting, road-tripping, and everyday driving across Kentucky.
Home Insurance
Protection for your home, belongings, and financial security — wherever you live in Kentucky.
Renters Insurance
Affordable protection for apartments, rental homes, condos, and college housing.
Motorcycle Insurance
Coverage for scenic rides through Pulaski County and across Kentucky’s highways and backroads.
RV, Camper & ATV Insurance
Protection for motorhomes, travel trailers, campers, four-wheelers, and off-road vehicles.
Boat Insurance
Coverage for boaters on Lake Cumberland, Kentucky lakes, and waterways statewide.
Personal Umbrella Insurance
Extended liability protection for life’s biggest accidents, lawsuits, and unexpected events.
Condo Insurance
Specialized coverage for your condo unit’s interior, your belongings, and your liability exposure.
Why Choose US
Why Kentucky Families Choose Stewart & Tucker Insurance
When it comes to insuring your life, home, or car, you deserve more than a 1‑800 number. At CF Alliance, we put people first — offering personal insurance solutions with a personal touch.
25+ years of trusted service
25+ years of trusted service in Pulaski County & throughout Kentucky
Independent agents
Independent agents with access to multiple carriers and competitive pricing
Personalized guidance
Personalized guidance — we help you choose what truly fits your needs
Annual policy reviews
Annual policy reviews to ensure your coverage stays current and affordable
Local expertise
Local expertise rooted in community, relationships, and hands-on support
Client-first service
focused on value, protection, and peace of mind
From your home to your car, your hobbies to your future, we help you protect everything that matters — without overpaying.
Personal insurance FAQs
What types of personal insurance do I need?
Most Kentucky residents benefit from auto, home (or renters), and umbrella coverage. Additional policies depend on your lifestyle — such as boats, RVs, motorcycles, or recreational vehicles.
Why work with an independent insurance agency?
We compare options from several carriers to find the best combination of price, protection, and reliability — something captive or online-only agencies can’t always do.
Can I bundle my home and auto insurance?
Yes! Bundling often provides significant discounts and simplifies your billing and renewals.
What makes CF Alliance different from other insurance agencies?
We’re a family-owned, independent agency with a people-first approach. No quotas, no corporate pressure — just honest advice and real relationships.
How often should I review my insurance coverage?
We recommend reviewing your policies every 6–12 months, especially after major life events like moving, buying a home, changing jobs, or adding a driver.
Protect Your Home, Family, and Future — With Confidence
From family homes in Somerset, to lakefront properties near Lake Cumberland, to rental apartments and Kentucky backroads, we help you protect the life you’ve built with insurance that fits your needs today — and grows with your tomorrow.