Commercial Insurance in Pulaski County, KY — Protecting Businesses of All Sizes Across Kentucky
Your company, your employees, your livelihood — they deserve protection built for the risks you face every day. Whether you operate in Somerset, elsewhere in Pulaski County, or serve clients throughout Kentucky, Stewart & Tucker Insurance provides business insurance designed to protect your operations, assets, people, and future.
As an independent agency, we shop top-rated commercial carriers to help you find affordable, dependable insurance tailored to your industry. Whether you’re a contractor, retailer, professional service provider, or growing enterprise, we make business insurance simple, scalable, and built around real-world risks.
At CF Alliance Insurance Services, we help you protect the people, property, and milestones that matter most. Whether you're insuring your car, your home, or your future, our team offers personalized guidance and coverage built around your life — not a one-size-fits-all plan. From renters to homeowners, drivers to pet lovers, we make insurance simple, accessible, and personal.
Commercial Insurance Services We Offer
Explore our full suite of business insurance solutions — each designed with flexible, industry-specific options for Kentucky businesses of all sizes.
General Liability Insurance
Protection from lawsuits related to customer injuries, property damage, or advertising issues.
Business Owners Policy (BOP)
Bundled coverage combining general liability and commercial property — ideal for small businesses.
Workers Compensation Insurance
Required protection for employees injured on the job — plus employer liability coverage.
Commercial Auto Insurance
Coverage for business vehicles, work trucks, fleets, and employee-driven vehicles.
Commercial Property Insurance
Protects buildings, equipment, tools, inventory, signage, and physical business assets.
Commercial Umbrella Insurance
Extra liability protection for large claims that exceed primary policy limits.
Cyber Liability Insurance
Coverage for data breaches, ransomware attacks, online fraud, and digital exposures.
Why Choose US
Why Kentucky Businesses Choose Stewart & Tucker Insurance
When it comes to commercial insurance, you need more than a generic online quote — you need a team that understands your operations, your risks, and the realities of running a Kentucky business.
Here’s what sets us apart:
25+ years of trusted service
25+ years of trusted business insurance experience in Pulaski County & across Kentucky
Independent agents
Independent agents with access to multiple commercial carriers and competitive pricing
Industry-specific expertise
Industry-specific expertise for contractors, retail shops, offices, restaurants, and more
Annual policy reviews
Annual policy reviews to ensure coverage keeps pace with your growth
Local guidance
Local guidance backed by real relationships and hands-on support
Client-first service
Client-first service focused on protection, value, and long-term success
From your storefront to your fleet, your equipment to your employees — we help you protect what keeps your business moving.
Commercial Insurance FAQs
What types of business insurance do I need?
Most Kentucky businesses benefit from general liability, workers compensation, commercial property, and commercial auto. Additional coverage depends on your industry and risk exposure.
Why choose an independent insurance agency?
We compare rates and options from multiple carriers — helping you find the best combination of coverage and price.
Can I bundle commercial policies?
Yes. Many businesses use a BOP or commercial package to simplify billing and reduce costs.
Does commercial insurance cover all employees?
Workers compensation and employer liability typically cover employees, though specific job roles and classifications affect pricing.
How often should I review my business insurance?
We recommend an annual review, or sooner if you hire employees, expand operations, purchase new equipment, or change locations.
Protect Your Business, Employees, and Future — With Confidence
From Main Street shops in Somerset to contractors and enterprises across Kentucky, Stewart & Tucker Insurance delivers business insurance that grows with you. Let’s build a protection plan that supports your company today — and strengthens your future.